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18 January 2019
Schedule 1 to this Bill implements changes to Age Pension means testing to allow for new innovative income streams.
09 January 2019
AIST is pleased to provide feedback on the Financial Services Council’s review of the Life Insurance Code of Practice Consultation Draft. AIST provided comments on the original iteration of the life code and supports efforts for its continual improvement.
07 November 2018
Areas where the regulators are hamstrung by not having access to reports or disclosures
26 October 2018
This submission is AIST’s fourth response to the Royal Commission.This submission responds directly to the interim report released by the Royal Commission.
AIST supports this measure, however has reservations that the avoidance of conflict with the bring forward rule is designed to solve a problem which is likely to affect few members, and is very easily circumvented.
24 October 2018
This submission is AIST’s third response to the Royal Commission. This submission responds directly to the submissions made by Counsel Assisting to the Commission at the close of the hearings relating specifically to insurance in round 6.
18 October 2018
AIST offers conditional support for this Bill, however we point out that the Bill goes against international best practice by exempting product manufacturers, as well as relying on a flawed disclosure and reporting framework. AIST believes that further carveouts are not in fund members’ best interests. AIST is also uncertain what might constitute a trigger for a target market review.
26 September 2018
There are several reviews either in progress or recently completed that may affect the ability of APRA to provide a full review of the framework at this point in time.
21 September 2018
This submission is AIST’s second response to the Royal Commission. This submission responds directly to the submissions made by Counsel Assisting to the Commission at the close of the hearings relating specifically to superannuation in round 5.
15 August 2018
The proposed product intervention power and identification of target markets cannot work unless systemic gaps in the disclosure and reporting framework are fixed. The proposals should apply to product manufacturers, and not just those entities issuing PDSs: this would ensure all stages of intermediated product and distribution are included.